Key Features & Benefits

• Hospitalization Cover – Pays for room charges, surgeries, ICU expenses, and other in-patient treatments.
• Pre & Post-Hospitalization Expenses – Covers medical costs incurred before admission and after discharge.
• Cashless Hospitalization – Receive treatment at network hospitals without making upfront payments.
• Daycare Treatments – Includes procedures that require only a few hours of hospitalization.
• Maternity Coverage – Covers pregnancy, delivery, and newborn-related expenses in eligible plans.
• No Claim Bonus (NCB) – Rewards claim-free years with higher coverage or reduced premiums.

Things to Consider Before Buying

• Sum Insured – Select a coverage amount that can comfortably meet future healthcare expenses.
• Hospital Network – Ensure your preferred hospitals are part of the insurer’s cashless network.
• Waiting Period – Review the waiting period for pre-existing illnesses, maternity benefits, and specific treatments.
• Co-payment & Deductibles – Understand the share of medical expenses you may need to pay yourself.
• Premium vs. Benefits – Compare policy features, coverage, and premium costs to choose the plan that offers the best overall value.